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BENEFITS OF A SSAS

If you run a limited company in the UK and you are making a profit, there is a strong argument that you should consider a SSAS.

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A SSAS is a highly tax efficient way of saving for retirement, whilst providing lines of funding to your own business and making investments with much more freedom and control than a personal pension. 

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A SSAS is registered with HMRC as an occupational pension scheme arrangement and so benefits from the usual generous tax efficiency afforded to pension schemes, such as no income tax on allowable investments and tax free lump sum on retirement, for example.​

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SO, WHAT MAKES A SSAS SPECIAL?

Greater control and flexibility over investment choice with less third party interference 

Loans can be made to an unconnected third party business

(interest payments go directly back into your own pension scheme)

Contributions can be made by multiple Members

(up to 11 Members allowed in a scheme)

Commercial property can be bought and leased back to your business (or any third party)

Loans can be advanced to your business

(interest payments go directly back into your own pension scheme!)

Scheme assets, such as commercial property, have the benefit of trust protection 

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